Layaway Policy

How do I know if my store has Layaway?

If the store has layaway there will be an icon on the store details page. For a full list of Layaway stores click here.

How long do I have to pay my layaway?

Merchandise put on Layaway will be held for 30 days unless otherwise required by law.

What does it cost to use Layaway?

Placing items on Layaway requires a minimum deposit of $10 or 20%, whichever is greater, a non-refundable $5 service fee, and a $10 cancellation fee unless otherwise required by law.

How can I make payments on my Layaway?

Layaways can be paid in installments or in full. Payments may be made in store only by cash, check or credit card. Payments must be made in full by Layaway expiration date.

Merchandise put on layaway will be held for 30 days with a minimum deposit of $10 or 20%, whichever is greater, and a non-refundable $5 service fee1 If you do not complete your layaway on time, or cancel at any time, all items will be returned to stock and you will be charged an additional $10 fee.2 The following items cannot be placed on layaway: food items, wall art, rugs, lamps or furniture. Valid photo ID is required for all layaway contracts, pick-ups and refunds. Partial pick-ups are not permitted. Merchandise on layaway will not be marked down. Refunds will only be provided in the form of merchandise credit. Service and cancellation fees are subject to tax where applicable. All personal information collected will be used in accordance with our Privacy Policy available at You may withdraw your consent at any time. By providing your phone number you are agreeing to receive automated messages that your layaway is approaching the 30 day expiration. Message & data rates apply.

1 In MD the service fee is $1 service fee

2 In MD, OH & RI a cancellation fee of $10 or 10%, whichever is less, will be charged for cancelled or delinquent layaways. In MD you may cancel your layaway within 14 days and no additional fee will be charged. In OH & RI you may cancel within 7 days and no service fee or cancellation fee will be charged.